Just wondering what every has/recommends for insurance.
I won't be financing so I'm not restricted to needing full coverage.
I've been calling around for quotes, lowest possible I can go is $215 per year, for bare ass minimum insurance. On the other end, highest possible coverage is ~$900 per year.
I'm really tempted to go to the high end. It includes things such as someone else knocking over my bike when it's parked, and they will cover the cost of a NEW bike, not the current value of mine, if it needs to be replaced.
Any thoughts?
I won't be financing so I'm not restricted to needing full coverage.
I've been calling around for quotes, lowest possible I can go is $215 per year, for bare ass minimum insurance. On the other end, highest possible coverage is ~$900 per year.
I'm really tempted to go to the high end. It includes things such as someone else knocking over my bike when it's parked, and they will cover the cost of a NEW bike, not the current value of mine, if it needs to be replaced.
Any thoughts?